Fees and Services
Our mission is to deliver conflict-free advice and low-cost investment strategies tailored to personal goals while providing excellent service.
Responding to the demand from investors for a viable alternative to high-fee advisors, Vericrest developed a competitively priced model where no services are omitted. Since our clients’ success is our only objective, we’ve made low fees a priority in our service model. Vericrest is a fee-only advisor and receives no compensation other than from our clients. “Fee-only” means no commissions, no revenue-sharing, and no hidden fees.
Vericrest’s account minimum is $1,000,000, though we may accept smaller accounts on a case-by-case basis. Our optimal client understands the principles of asset allocation and diversification and is committed to a long-term plan.
Asset allocation is the foundation of our investment portfolio construction process. We recommend that prospective clients familiarize themselves with our investment philosophy and read the content on this website as well as the books listed under the recommended reading section. We use high-quality, low-cost, exchange-traded funds (ETFs) from top providers to deliver performance. Each client’s portfolio is determined by a client’s investment objective, investment time horizon, liquidity needs, and risk tolerance. Investment portfolios are transparent and available for client review at any time through the custodial firm where funds are held.
Vericrest is a full-service investment advisor. We provide financial planning and investment management, and client access to consultations are not limited. Clients can reach us anytime by phone or email. We are always available to our clients for questions and consultations on any financial matter.
Vericrest values a prompt service. We are available to respond to client needs on short notice. Vericrest has licensed investment advisor representatives, administrative staff, and part-time consultants in addition to the founder, Griffin Haviken and professional financial planning experience, led by Bill Davis, a CERTIFIED FINANCIAL PLANNER.
Vericrest is intimately familiar with tax, real estate, insurance, and estate matters but highly recommends that clients choose the appropriate qualified professionals in these areas. We often work closely with these professionals.
Becoming a client with us is easy. First, we encourage all prospective clients to read the content on our website to learn more about our investment philosophy and how we differentiate ourselves. Then, contact us to schedule a time so we can discuss your needs and financial goals and can determine if we are a good fit. If we all decide to move forward, we will email the materials to establish the relationship. Along with assistance from the custodian, we will oversee and monitor the account set up and the transfer of assets. Our recommended custodians are Fidelity and Charles Schwab.