Privacy Policy

Vericrest Private Wealth, LLC

Effective Date: September 2025

Last Updated: September 2025

Vericrest Private Wealth, LLC (“Vericrest,” “we,” “our,” or “us”) is committed to maintaining the privacy and confidentiality of client and prospective client information. Protecting your personal information is fundamental to maintaining the trust and confidence of those we serve.

This Privacy Policy describes how we collect, use, safeguard, and disclose personal information in accordance with applicable federal regulations, including Regulation S-P, Regulation S-AM, and Regulation S-ID.

Information We Collect

In connection with providing investment advisory services, financial planning, or related services, we may collect non-public personal information about you, including:

Information provided directly by you on applications, forms, or during conversations, such as name, address, email address, phone number, date of birth, Social Security number, occupation, financial goals, assets, income, and account preferences

Information about your transactions with us, our affiliates, or other financial institutions

Information received from third parties such as custodians, broker-dealers, credit bureaus, or service providers, including credit history or employment status

Information is collected through our website, online forms, email, phone calls, written correspondence, and direct interactions with our team.

How We Use Your Information

We use your information only as permitted by law and solely for legitimate business purposes, including:

Providing investment advisory and financial planning services

Processing account transactions and service requests

Establishing or maintaining accounts with unaffiliated third parties, such as custodians or clearing broker-dealers

Servicing accounts, including issuing statements, confirmations, and communications

Protecting accounts from unauthorized access or identity theft

Complying with federal, state, and regulatory requirements

Communicating service-related updates, appointment reminders, and information relevant to your relationship with Vericrest

Information Sharing and Disclosure

Vericrest does not sell customer lists and does not sell or rent personal information to telemarketers or third parties for marketing purposes.

We may disclose personal information only under the following circumstances:

To service providers and financial institutions that perform services on our behalf, such as custodians, broker-dealers, investment companies, insurance companies, data processors, and technology providers

To your attorney, trustee, or others acting in a fiduciary or authorized representative capacity

To our attorneys, accountants, auditors, or compliance consultants

To government agencies or other parties in response to subpoenas, regulatory inquiries, or other legal requirements

With your financial advisor upon their departure from our firm, unless you opt out in writing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Email and SMS Communications

By providing your contact information, you consent to receive communications from Vericrest related to your inquiry, services, or account. These communications may include emails, phone calls, or SMS messages.

Message frequency may vary. Message and data rates may apply.

You may opt out at any time:

Email: Use the unsubscribe link included in each email

SMS: Reply STOP to unsubscribe or HELP for assistance

We maintain records of consent in accordance with applicable A2P 10DLC requirements. You may withdraw consent at any time by contacting us directly.

Regulation S-AM (Affiliate Marketing)

Under Regulation S-AM, registered investment advisers are restricted from using certain eligibility information obtained from affiliates for marketing purposes without proper disclosure and opt-out rights.

Vericrest does not receive or use eligibility information from affiliates to make marketing solicitations.

Regulation S-ID (Identity Theft Protection)

Vericrest maintains an Identity Theft Protection Program designed to identify, detect, and respond to reasonably foreseeable risks of identity theft. This program includes administrative, technical, and physical safeguards to protect client information and mitigate potential risks.

Data Security

We restrict access to non-public personal information to employees and service providers who need the information to perform their duties. We maintain physical, electronic, and procedural safeguards designed to protect confidential client information from unauthorized access or misuse.

Closed or Inactive Accounts

If you close your account or become an inactive client, this Privacy Policy will continue to apply to your information.

Your Rights

You have the right to:

Access personal information we maintain about you

Request corrections to inaccurate or incomplete information

Withdraw consent for communications at any time

Requests may be submitted using the contact information below.

Complaints and Questions

If you have questions, concerns, or complaints regarding this Privacy Policy or how your information is handled, please contact:

Vericrest Private Wealth, LLC

41 University Drive, Suite 400

Newtown, PA 18940

Phone: (267) 685-6550

Changes to This Privacy Policy

If we make material changes to this Privacy Policy, we will provide appropriate notice. We encourage you to review this policy periodically for updates.